Texas Flood Insurance

Does your home insurance policy include flood insurance? Most people think that as long as they have a home insurance coverage, they are protected from any unexpected risks including floods. That is not always the case. You have to consult your insurance company first before making the assumption. If it is not covered, make a point to get flood insurance coverage.

Flood losses can be very devastating especially if all your property is damaged. Ernie Williams – Integra Insurance, located in Texas, offers you a flood insurance policy to protect you in the case of any adversities. We understand that floods can happen at any time and anywhere. So, we always have a dedicated team who can respond to situations as fast as possible.

If your home floods, the first reaction should be to save you and your family. After that, you need to contact us as soon as possible so that we can see the extent to which the damage has occurred. After assessing the damage as well as the course, we will assign you one of our professionals to help you through the process of getting your claims.

We have different flood insurance coverage options to cater for your needs. The main policies include:

• Building Coverage – With this coverage option, we protect your home building structures against floods. Also, we have the option of covering your non-residential property depending on your policy.
• Replacement Coverage - This coverage is mostly for primary residences or single families. We cover all the expenses incurred to replace a home affected or damaged by floods.
• Contents Coverage – With a contents coverage, all your belongings such as furniture, clothes, shoes, and electronics are covered in the event where floods destroy them. However, it is good that you do a home inventory to know the worth of your belongings. Otherwise, you might underwrite fewer belongings which can be very frustrating if damage occurs.

If you are in Texas, please make a point to visit Ernie Williams – Integra Insurance. We are always here to serve you. Alternatively, you can contact us through our website or call our office to get more information on our insurance options.